Advanced Dental Group accepts all major health funds including the Child Dental Benefits Schedule (CDBS). And if you are among the 44 percent of Australians who are private health insurance holders, it’s possible you’re not taking full advantage of your dental benefits. Next time you visit our dentist in Wallan, consider if you’re truly getting the best bang for your buck. You may be passing up on entitlements that you have already paid for.
Whatever private health fund you’re with, they will generally divide their dental benefits into three separate categories:
- Preventative: This covers your basic dental treatments such as checkups, cleans, scales, and X-rays.
- General: This encompasses measures taken to treat infections, cavities, or other dental issues—-think fillings or even tooth extractions.
- Major: This includes all your invasive or larger-scale dental work such as installing dental implants or crowns, or performing complex fillings.
Categories and definitions may vary between providers, so always check what your health fund classifies as what
Regardless of who you’re with or what falls under which category, we should ensure to cash in on these entitlements before the deadline approaches. Here’s how you can make the most of these prepaid perks!
- Don’t put off simple treatments
This applies to any health issue, but once you catch a dental issue, it’s important to attend to it as soon as possible. Why? Because it will only progress without treatment. Leave it too long and you may be paying for more than you initially bargained for.
- Leverage preventative cover
The standard recommendation is to attend the dentist once every six months. If your private health fund has this covered, why not take full advantage of this? A checkup and clean is the best way to keep dental issues at bay. There’s really no reason not to milk that preventative cover.
- Double-check your gap
Believe it or not, ‘the gap’ has nothing to do with gap-toothedness. ‘The gap’ is how much you pay out-of-pocket for dentistry. Take full advantage of your dental benefits, but remember it’s not infinite. Review your insurance policy to learn what your fund can cover and what you’ll have to make up yourself.
- Consider your situation
The downside to private health insurance is that you sometimes pay for services you don’t use. This is why finding a healthcare fund that suits your situation is important. By all means, ask providers about their annual limits for extras.
Whether you’re a regular patient at our dentist in Wallan or you’re here off the back of a Google search (likely ‘dentist near me’), we want you to make the most of your dental benefits. So, if you’ve been putting off that dental checkup, we advise you to book an appointment at Advanced Dental Group by calling (03) 5783 4727 or filling out our appointment form online. Remember, if you don’t use your dental benefits, you ultimately losing money. There’s always time for your health.